Complete our secure online application and we’ll see if you qualify for a home purchase or refinance loan with No Impact to your credit score. Apply now and Close in 14 Days or Less on Average. You can view our rates online before applying for peace of mind.
We will obtain a “soft pull” credit report that will allow us to perform the home loan prequalification process with no impact to your credit score. Prior to underwriting and full approval / funding of any loan a “hard pull” credit report must be obtained from the credit bureau(s). A hard pull will report a “Mortgage Credit Inquiry” to the credit bureau(s) and may affect your credit score(s) and/or loan qualification / approval. All loan approvals, underwriting, guarantees, etc are contingent on a lender and underwriter’s review and acceptance of your full and complete loan documentation package including a hard pull mortgage credit report inquiry.