Your Wallet Friendly Lender

Purchase & Refinance Loans

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Your Wholesale Loan Brokerage

If you’re searching the mortgage market for a home purchase loan or to make your current home more affordable through refinance or debt consolidation; Loanvana can help you reach your financial goals. We offer a full range of low rate mortgage products for the conforming and non-conforming borrower. At Loanvana, we are dedicated to customer service and satisfaction with a focus on your individual needs. One of our primary sources of business is from referrals, generated by previous customers referring their family, friends and co-workers. We consider this to be the ultimate compliment and appreciate the confidence you’ve placed in us.

Conventional, Jumbo, VA, FHA, Specialty
We have them ALL

FREE Qualification, GUARANTEED Rates, ALL Loan Types UP TO $10,000,000

Conventional Loans

As little as 5% down payment

Jumbo Loans

(Up to $10,000,000) FHA Loans As little as 3.5% down payment

FHA Streamline Refinance

No Appraisal or Income Verification

Private
Money

Hard money
lenders for unique scenarios

Construction Loans

Lowest
Monthly Payments Possible

Interest Only Loans

Lowest Monthly Payments Possible

Government Loans

Designed for teachers, police, fire, and state workers

Specialty
Loans

40yr, Mobile Home, Reverse Mortgage, Adj. Rate & More!

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Free Analysis Get Started Today!

Refinance: Provide us with a copy of your most recent mortgage statement and we’ll show you how to save money. In the process already? Show us your written loan estimate “LE” and we’ll beat it.

We can qualify you in just a few minutes and provide your Loan Qualification Letter immediately! Need something stronger than a pre-qualification letter? Show sellers you’re serious and get your full Loan Approval Letter for FREE (when qualified / approved).

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Loan Programs

Traditional Solutions:
  • Orange polygon with a checkmark Conventional down to 620
  • Orange polygon with a checkmark FICO FHA down to 500 FICO/No Fico Score Option Available
  • Orange polygon with a checkmark VS down to 500 FICO/No Fico Score Option Avialable
  • Orange polygon with a checkmark USDA down to 560 FICO FNMA Home Ready
  • Orange polygon with a checkmark Lender Paid Mortgage Insure Options DU Redi Plus/HARP unlimited LTV
  • Orange polygon with a checkmark FHLMC Relief Open Access/HARP unlimited LTV
  • Orange polygon with a checkmark FHA + VA Streamline Refinancing
Jumbo Solutions
  • Orange polygon with a checkmark 10% down to $1,000,000 Loan Amount
  • Orange polygon with a checkmark 15% down to $1,500,000 Loan Amount
  • Orange polygon with a checkmark down to $1.5M Loan Amount-No PMI
  • Orange polygon with a checkmark VA Jumbo up to $1.5M Loan Amount /Depending on County
  • Orange polygon with a checkmark Fixed & ARM Options Interest Only Options Loan Amounts up to $10M
Senior Solutions:
  • Orange polygon with a checkmark Reverse Mortgage Loan
Builder/Renovation Solutions:
  • Orange polygon with a checkmark FHA Streamline 203k Rehab FHA Standard 203k Rehab
  • Orange polygon with a checkmark FNMA Homestyle Rehab
Manufactured Home Solutions:
  • Orange polygon with a checkmark Conventional 5% Down FHA 30 Year Fixed Zero Down VA Loan
    • 2nd Lien Solutions:
    • Orange polygon with a checkmark 1st & 2nd Mortgage Piggback to eliminate PMI
    • Orange polygon with a checkmark Alternative Solution to Jumbo Financing
      • Niche Solutions:
      • Orange polygon with a checkmark 1% Down Payment Conventional Loan 15% down on Investment Properties
      • Orange polygon with a checkmark Foreign Nationals Portfolio Non-Warrantable Condos
      • Orange polygon with a checkmark 100% Gift Funds Allowed Properties on Acreage
      • Orange polygon with a checkmark Unlimited Financed Properties Non-Occupant Co-Signers Allowed
      • Orange polygon with a checkmark Property Flips Less Than 90 days Owned Private money /Hard Money
      • Orange polygon with a checkmark 4 or more finance property cash out solutions
      • Orange polygon with a checkmark Alternative income /Bank Statements can Used For Income
      • Orange polygon with a checkmark True VOE only program available without 4506-T NO Income Verified Assests
      • Orange polygon with a checkmark Stated Income for W-2 & Self-Employed Borrowers
      • Orange polygon with a checkmark No Seasoning on Chapter 13, Shortsale, Foreclosure on Non-QM programs

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OUR SATISFIED CUSTOMERS

"
Alex is the BEST realtor I have ever work with. He is patient, kind, knowledgeable, and above all HONEST- which is a rarity. Because my significant other and I I looking for a very specific home to buy and are very picky, Alex has taken us to multiple properties over the course of several years and has never rushed us or t...

San Diego

"
It is an act of faith to trust someone on the internet that you have never met. It also bothered me a little when I signed up that Freealty had perfect reviews on this site. It made me uneasy. I was completely satisfied with both Freealty sales and Freealty escrow services. Alex helped me price my house at a number that wo...

West Hills

"
Alex was the most professional, knowledgable, and proactive agent/broker I have ever met or dealt with. I am VERY skeptical about the competency of most agents and I have consistently encountered nightmare RE transactions with other agents. In my last deal being represented by Alex as a seller, he called the buyer's agent ...

Spring Valley

"
Alex was amazing again! This was the second time using Freealty. Don’t hesitate using Freealty! Alex is very detailed, provides exceptional service, guidance, and he knows the market! He sold our house in 9 days! After 7 days on the market, we told him to drop the price so we can sell quickly. He suggested we wait another ...

Roseville

"
Alex is honest and very easy to work with. I hired him for selling a property and he did a great job. Alex has very good understanding of the overall market which helped with the closure of this property.

San Diego

"
Thanks Alex for taking such good care of us and for providing excellent service beyond expectation!!! We sold our condo for top-dollar because of YOU and your amazing skills! We cannot thank you enough! Alex communicated extremely well and was always available. He went on vacation (out of the country) and we didn't skip a ...

Ventura

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