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If you’re searching the mortgage market for a home purchase loan or to make your current home more affordable through refinance or debt consolidation; Loanvana can help you reach your financial goals. We offer a full range of low rate mortgage products for the conforming and non-conforming borrower. At Loanvana, we are dedicated to customer service and satisfaction with a focus on your individual needs. One of our primary sources of business is from referrals, generated by previous customers referring their family, friends and co-workers. We consider this to be the ultimate compliment and appreciate the confidence you’ve placed in us.
Conventional Loans
As little as 5% down payment
Jumbo Loans
(Up to $10,000,000) FHA Loans As little as 3.5% down payment
FHA Streamline Refinance
No Appraisal or Income Verification
Private
Money
Hard money
lenders for unique
scenarios
Construction Loans
Lowest
Monthly Payments
Possible
Interest Only Loans
Lowest Monthly Payments Possible
Government Loans
Designed for teachers, police, fire, and state workers
Specialty
Loans
40yr, Mobile Home, Reverse Mortgage, Adj. Rate & More!
We can qualify you in just a few minutes and provide your Loan Qualification Letter immediately! Need something stronger than a pre-qualification letter? Show sellers you’re serious and get your full Loan Approval Letter for FREE (when qualified / approved).
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Conventional down to 620
FICO FHA down to 500 FICO/No Fico Score Option Available
VS down to 500 FICO/No Fico Score Option Avialable
USDA down to 560 FICO FNMA Home Ready
Lender Paid Mortgage Insure Options DU Redi Plus/HARP unlimited LTV
FHLMC Relief Open Access/HARP unlimited LTV
FHA + VA Streamline Refinancing
10% down to $1,000,000 Loan Amount
15% down to $1,500,000 Loan Amount
down to $1.5M Loan Amount-No PMI
VA Jumbo up to $1.5M Loan Amount /Depending
on County
Fixed & ARM Options Interest Only Options
Loan Amounts up to $10M
Reverse Mortgage Loan
FHA Streamline 203k Rehab FHA Standard 203k Rehab
FNMA Homestyle Rehab
Conventional 5% Down FHA 30 Year Fixed Zero
Down VA Loan
1st & 2nd Mortgage Piggback to eliminate PMI
Alternative Solution to Jumbo Financing
1% Down Payment Conventional Loan 15% down on
Investment Properties
Foreign Nationals Portfolio Non-Warrantable Condos
100% Gift Funds Allowed Properties on Acreage
Unlimited Financed Properties Non-Occupant
Co-Signers Allowed
Property Flips Less Than 90 days Owned Private
money /Hard Money
4 or more finance property cash out solutions
Alternative income /Bank Statements can
Used For Income
True VOE only program available without 4506-T
NO Income Verified Assests
Stated Income for W-2 & Self-Employed Borrowers
No Seasoning on Chapter 13, Shortsale, Foreclosure
on Non-QM programs
Fannie Mae Guidelines & Running DU
VA Loan Limits
FHA
Conforming Loan Limits
HUD 4000.1 Handbook
Radian Quick MI Quote
HUD Condominium Lookup
MGIC
VA Portal
HUD Title 1 Lender List
Freddie Mac Loan Lookup for Open Access
Freddie Mac
Fannie Mae Eligbility Matrix
Fannie Mae Loan Lookup For HARP
FHA Loan Limits
USDA HandbookCFPB
Alex is the BEST realtor I have ever work with. He is patient, kind, knowledgeable, and above all HONEST- which is a rarity. Because my significant other and I I looking for a very specific home to buy and are very picky, Alex has taken us to multiple properties over the course of several years and has never rushed us or tried to steer to just buying a home- in fact he had pointed out things that may be wrong with a home, provided suggestions as to how to make modifications in order for us to get what we wanted etc. Also he never pesters us or send us email blasts like other realtors I cannot express enough just how much I enjoy working with him. I can recommend him without reservations. ****** PS I am not a relative, friend, or colleague, nor have I received any form of reimbursement to write this review, I simply wanted everyone to know just how that Alex is simply fantastic !!!!
It is an act of faith to trust someone on the internet that you have never met. It also bothered me a little when I signed up that Freealty had perfect reviews on this site. It made me uneasy. I was completely satisfied with both Freealty sales and Freealty escrow services. Alex helped me price my house at a number that would sell it faster rather than slower at a decent price. He actually did do a good job of local analysis of the market even though he didn't come by until the final walk through. Alex was always on top of negotiation and pressured the buyers to hurry up when they were getting behind in their obligations. He let me make decisions on the one hand but would give me advice when I needed it. I don't know why anyone would sell their house by owner when Alex can take care of all the required paperwork in a thorough and organized way. I saved the seller's commission fee by using Freealty as my sellers agent. I hope Freealty can play a role in transforming the industry so sellers are not charged so many fees for selling their property!
Alex was the most professional, knowledgable, and proactive agent/broker I have ever met or dealt with. I am VERY skeptical about the competency of most agents and I have consistently encountered nightmare RE transactions with other agents. In my last deal being represented by Alex as a seller, he called the buyer's agent & broker out on unethical conduct and was very accurate, methodical, and precise with his approach. This sale had many opportunities to fail at the hand of the buyer's agent and Alex successfully navigated every curveball to close out the deal. I WOULD HIGHLY RECOMMEND HIM. Unlike most other agents, Alex is technically savvy to stay ahead of such a dynamic CA market. His many years of experience showed when he knew exactly how much pressure to apply against the opposing parties to come to terms. To put this in perspective, I have never given a full 5star review before and Alex deserves ALL 5 STARS!
Alex was amazing again! This was the second time using Freealty. Don’t hesitate using Freealty! Alex is very detailed, provides exceptional service, guidance, and he knows the market! He sold our house in 9 days! After 7 days on the market, we told him to drop the price so we can sell quickly. He suggested we wait another couple days before dropping the price (especially at the drastic reduction we suggested). We received an offer the next day. With his guidance, we did a counter offer and the Buyers accepted (higher price than we expected). Throughout the process, Alex was on top of everything! He provided guidance throughout. He even sent out a “Notice to Perform” when necessary. He negotiated the deal that was best for us and he got the buyers to close escrow on our terms. He was truly remarkable. We used Fealty Escrow too. Diane was amazing! The entire process went smoothly. She and Alex got the job done and we are extremely grateful to have them on our side. Thank you both for your hard work!!!
Alex is honest and very easy to work with. I hired him for selling a property and he did a great job. Alex has very good understanding of the overall market which helped with the closure of this property.
Thanks Alex for taking such good care of us and for providing excellent service beyond expectation!!! We sold our condo for top-dollar because of YOU and your amazing skills! We cannot thank you enough! Alex communicated extremely well and was always available. He went on vacation (out of the country) and we didn't skip a beat. He made himself available to our every need and question. His responsiveness was amazing and his negotiation abilities and overall vast knowledge of the real estate transaction is beyond exemplary! We will definitely use Alex and FREEALTY for our next real estate transaction! HIGHLY RECOMMEND!
Alex was excellent. So easy to converse and discuss alternatives and his expertise on real estate law and procedures are second to none. Saved over 15k by using freealty, would not hesitate to recommend to anyone.
Alex has knowledge and experience. He sold my house in a week and we are looking for my next house. His honest and straight opinion is really valuable for me to make a right decision. I have to buy 2 more houses in a couple of years and he will be my agent forever.
Alex at Freealty is second to none! He navigated the process from beginning to end with the utmost expertise. The process was seamless and we would not hesitate to recommend Freealty to anyone. If you aren't using Freealty for your real estate needs, it is clear that you are choosing an inferior service and leaving money on the table. Alex is an expert at what he does and provides personal attention to a very personal transaction. He understands the interests of his clients and ensures that they are his primary concern. What an extraordinary service and model for selling your property! Alex goes the extra mile and everything that is involved is done professionally, efficiently and rapidly, while answering any questions that you might have. Not enough good things to say about Freealty and Alex Good! You'll be grateful that you chose Freealty!!! SOLD!!!
Freealty made my first home purchase fun and easy. Always very quick to answer my questions and concerns, that is very important to me. I expect my Realtor to have technology and use it. I was constantly updated with the next steps and what was happening within the escrow. Freealty is highly recommended.
Alex was very hands on and took us to VIEW over 150 properties! He stayed positive and didn't try to convince us to move into to something that we didn't want in order to make a sale. He was patient and followed our wishes and rolled with all the NOs we had on properties.
Alex was a TERRIFIC agent. He answered the hundreds of questions with patience and accuracy. He's sharp and thoroughly computer savvy which made for a smooth transaction. Our home was on the market for longer than many but he hung in there from start to finish. A thorough pro. and a genuine great guy.
I could not be more pleased with the service Alex provided me. He was professional and courteous at all times in a often difficult situation. His knowledge and expertise are unmatched. His negotiation skills were of tremendous value throughout the entire process of selling my home. He knew what do and how to get what I wanted. I could not ask for more from a realtor. On top of all the great services he provided he saved me a ton of money!!
Alex was professional and reliable. He communicated information well, was prompt to return messages and was dependable to complete the work and tie up any loose ends. Alex exceeded our expectations. We highly recommend Alex Good.